AL-Noai,mee, Zahraa. “Privatization Is an Option to the Iraqi Banking Sector through Modern Banking Trends”. TANMIYAT AL-RAFIDAIN 30, no. 92 (December 1, 2008): 91–110. Accessed September 10, 2025. https://edusj.uomosul.edu.iq/index.php/tanmiyat/article/view/29940.